Personal Finance

xxxx The popularity of an FD as an instrument of investment is well-known. After all, fixed deposits combine the idea of savings and liquidity in one investment vehicle. This, in turn, makes a fixed deposit easily accessible in cases of financial contingencies.   But what if, these...
  • Over the past few days a storm of protest has erupted on social media over the ever-increasing charges levied by banks on depositors and borrowers. The most recent of these is the hefty cash handling charge that many banks plan to levy on customers who deposit or withdraw cash more than a...
  • The Reserve Bank of India (RBI) on Thursday said it will shortly issue new Rs 10 denomination currency notes, while clarifying that the old Rs 10 notes will also remain valid.   "The Reserve Bank of India will shortly issue Rs 10 denomination banknotes in the Mahatma Gandhi...

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    Providing a rationale for re-introducing penalty for non-maintenance of minimum balance in its savings accounts from April 1, State Bank of India chief Arundhati Bhattacharya on Wednesday said the public sector lender needs funds to balance the oeprational costs of Jan Dhan...
  • Global credit rating agency Fitch Ratings on Thursday said some Indian banks are at the risk of skipping coupon payments on capital instruments over next couple of years.   According to Fitch, some Indian banks are at risk of skipping on obligations despite the pressure easing...
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