Loans

xxxx The popularity of an FD as an instrument of investment is well-known. After all, fixed deposits combine the idea of savings and liquidity in one investment vehicle. This, in turn, makes a fixed deposit easily accessible in cases of financial contingencies.   But what if, these...
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  • HDFC Ltd, one of the largest housing finance company, on Thursday announced a 15 basis points (bps) reduction in its retail prime lending rate (RPLR). This reduction would benefit all existing customers, the lender said.   For all new home loans of up to Rs75 lakh, interest rates for...
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  • The Pradhan Mantri Awas Yojana (PMAY)– Housing for All aims at addressing the shortage of 20 million slum and non-slum urban poor households, by 2022. Under the PMAY, central assistance will be provided to the Urban Local Bodies (ULB) and other implementing agencies through union territories...
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    Bengaluru: Outgoing Reserve Bank of India Governor Raghuram Rajan on Wednesday said that education loans should be made flexible to the borrower.   "What a number of banks are finding is that some of the education loan borrowers are not paying back, default rate is picking up," said...
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  • Indians love gold and even the poorest Indian tries to acquire the smallest trinket that doubles up as jewellery and long-term savings. Naturally, television advertisements featuring movie superstars who tell you how easy it is to borrow money against that carefully accumulated gold, touch an...
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